Bankruptcy Could Be The Smartest Decision You Ever Make
Are you feeling overwhelmed by credit card debt? Have you fallen hopelessly behind on your mortgage? Are you afraid you will lose your house and/or car? If you answered “yes” to any of those questions, then you are a candidate for using the bankruptcy laws to get a new start on life. Bankruptcy is a legal process that allows you to eliminate debt, stop wage garnishment, keep your house and car, and immediately stop creditors from harassing you.
At the Law Offices of Stephen J. Kleeman, we help people in Towson pursue bankruptcy. Clients turn to us because of attorney Stephen Kleeman’s reputation for respect and honesty. He provides each of our clients with clarity about their situation and a realistic idea of what will happen next. Make no mistake, bankruptcy can help you regain control of your financial situation, but it is not without challenges.
Different Types Of Bankruptcy
At the Law Offices of Stephen J. Kleeman, we have helped hundreds of clients who were facing the consequences of debt. When you meet with us, we can determine which form of bankruptcy would be best for you:
- Chapter 7, which eliminates unsecured debt, including credit cards and payday loans
- Chapter 13, which gives you the opportunity to reorganize debt and set up a repayment plan
- Chapter 11, which is for businesses
For many people, bankruptcy is one of the smartest decisions they have ever made. It is important, however, to consult with an experienced bankruptcy lawyer because a mistake in the bankruptcy process could affect your debt relief goals.
But What About Your Credit Score?
Bankruptcy has a temporary, negative effect on your credit score. However, most people who file for bankruptcy already have abysmal credit ratings. If that is your situation, then bankruptcy could be the first step in rebuilding your credit.
How To Contact Us
Do you need an experienced bankruptcy attorney in Towson, Maryland? The Law Offices of Stephen J. Kleeman serves clients in Towson, Baltimore County and surrounding counties. Call us today at 443-798-2409 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.